What does Evolve Bank & Trust do with your Personal Information?

 

Policies

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and checking account information
• Account balances and payment history
• Credit history and transaction or loss history

When you are no longer our customer, we continue to share your information as described in this notice.

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Evolve Bank & Trust chooses to share; and whether you can limit this sharing.

Sharing Your Information

 

For our everyday business purposes

Evolve Bank & Trust shares your information to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

 

For our marketing purposes

Evolve Bank & Trust shares your information to offer our products and services to you.

 

We will NOT share your information with our joint marketing companies or affiliates

Evolve Bank & Trust will not share your information for joint marketing with other financial companies, for our affliates’ everyday business purposes such as information about your transactions and experiences, for our affliates’ everyday business purposes such as information about your creditworthiness, or for non-affliates to market to you.

 

How does Evolve Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

 

How does Evolve Bank & Trust collect my personal information?

We collect your personal information, for example, when you:

• Open an account or provide account information
• Pay your bills or apply for a loan
• Make deposits or withdrawals from your account

We also collect your personal information from others, such as credit bureaus or other companies.

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

• Sharing for affiliates’ everyday business purposes – information about your creditworthiness
• Affiliates from using your information to market to you
• Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

 

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

EVOLVE BANK & TRUST DOES NOT HAVE AFFILIATES.

 

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

EVOLVE BANK & TRUST DOES NOT SHARE WITH NONAFFILIATES SO THEY CAN MARKET TO YOU. EVOLVE BANK & TRUST DOES EMPLOY CENLAR, A THIRD PARTY SERVICE PROVIDER, FOR MORTGAGE LOAN SERVICING

 

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

EVOLVE BANK & TRUST DOES NOT JOINTLY MARKET